About Homeowner's Insurance              Get a Quote                   

Our Homeowner's Insurance for single-owner homes covers your home and other
structures on your property for direct physical loss.

Additional Living Expense
Where would you live if your home burned? Your policy can include coverage for
extra living costs while your home is repaired or replaced.
Liability Coverage
Your policy covers property damage and bodily injuries to others for which you or a
family member are responsible. It covers the cost to defend you in court, and the
cost of any court awards — up to your policy limit.
Medical Payments to Others
Your policy covers medical payments to non-household members who are
accidentally injured on your property or by you or a family member.
Inflation
We adjust your policy limits to keep pace with rising home costs associated with
repairing or replacing your home in the event of a catastrophic loss.

Information on Condominium Owner's Insurance

Don’t find out the hard way that your condo association coverage falls short. It’s vital
to have additional insurance to pick up where association coverage leaves off.

Loss Assessment Coverage
Protects you should your condominium association settle a legal judgment and
ask you to pay your share.
Our condo owner’s insurance policy also includes additional coverage for:
Improvements
Whether built-in or freestanding — appliances, window treatments, cabinetry, etc.
— the improvements you’ve made to your condo are covered.
Possessions
You’d expect us to cover your cash and securities, jewelry, watches, furs, boats,
trailers, and so on. But we cover your guest’s property, too.
Liability
We provide coverage for personal liability and for medical payments to others.

Information on Rental Property Insurance

Protect your rental property with our Dwelling Fire-Plus, a policy that offers
comprehensive rental property coverage at very affordable rates.

Our standard policy protects your primary dwelling. Optional coverages, available at an
additional premium, include:

Other Structures
Detached garages or carports, service structures, and other structures on the property
are protected.
Personal Property Protection
Personal property — such as appliances kept at the rental location for tenants — is
covered.
Loss of Rental Income
To protect the profitability of your rental property, Dwelling Fire-Plus pays for loss of rental
income, up to a limit.
Optional Coverage
Purchase extra coverage for costs arising from fire or other damage to a rental unit:
Personal property of others
Tenants relocation expense
Fire department service charge (where applicable)
Liability for injury or damage to others
Rental Property Fact/Tip
Rental property is more at risk for accidents than single-family homes. Make sure you’re
adequately protected. Ask your Agent about a Dwelling Fire Policy today.
Vision One Insurance Services Inc.
License # 0G38868                                                                                        T - 800-557-4119
                                                   For All Your Insurance Needs!         F - 949-340-5475